Fees & Fiduciary
Transparent pricing. No commissions.
You should always know exactly what you pay your advisor, and exactly why. Here's how AnchorLine is compensated, in plain English.
ALIGNING INTERESTS
A flat fee on assets under management.
The ongoing engagement combines financial planning and investment management for a single, all-inclusive fee, billed monthly in arrears from the custodial account. No layered fund commissions, no transaction-based revenue, no surprises.
| Assets Under Management | Annual Rate |
|---|---|
| Under $1,000,000 | 1.00% |
| $1,000,000 - $2,000,000 | 0.90% |
| $2,000,000 - $3,000,000 | 0.80% |
| $3,000,000 - $5,000,000 | 0.70% |
| $5,000,000+ | 0.60% |
Flat-fee planning engagements available for clients who prefer planning without investment management. Discussed at the introductory call.
FAQ
Questions heard often.
Where are assets held?
At an independent, third-party custodian. Generally Schwab. AnchorLine never takes custody of client funds.
Do you have account minimums?
There is no account minimum. For clients with smaller portfolios, flat-fee planning engagements are available as an alternative to ongoing investment management.
Are there any other fees?
Custodians may charge nominal transaction fees, and ETFs/mutual funds have their own underlying expense ratios. The firm works to keep these low.
Can I leave anytime?
Yes. There are no long-term contracts or surrender charges. You can end the engagement at any time.